Tips For Saving Money When Shopping For Groceries Online
Tips For Saving Money When Shopping For Groceries Online
In this day and age, online shopping seems to be the way to go. The convenience of being able to select the items you need with a few simple clicks, then having them all show up on your doorstep in a near-instant is just too good to pass up on. And it looks like most people agree—nearly 80% of consumers did their shopping online in 2020 compared to 39% the year prior. Such shift has prompted several companies to jump on the e-commerce train and tap into the rapidly growing online market.
Even supermarkets are starting to offer services such as same-day delivery and curbside pick-up. Of course, shopping for groceries online often comes with extra fees, so it's important to find ways to offset those added costs. Here are some tips for saving money when shopping for groceries online:
Go with the curbside pick-up
Among the biggest costs that can rack up your online grocery bill are delivery fees. If you are ordering from a supermarket that is close enough to home, you might want to opt for curbside pick-up instead of delivery. Most online retailers offer this as an alternative and it is usually free of charge.
Use promo codes and coupons
Whether you're shopping for groceries or other essentials, using promo codes and coupons is of the utmost importance. You can find coupons on the retailers' websites, on coupon code provider sites, or through the use of browser extensions such as Honey, which scours the internet for any and all coupons that may be applicable to your order.
Compare prices among stores
Diversify your shopping sources and compare the prices of items to make sure you are getting the best deal. A good practice is to shop at several online retailers at once, filling in your cart the same way at each one. That way, you can do a side-by-side comparison of the prices of each item without having to go through flyers or visit each store in person.
Look to lower delivery fees
Aside from curbside pick-up, many online retailers offer additional ways to avoid the delivery fees that are typically added on top of your subtotal and the tax. For example, sometimes a supermarket will run a promo where buying a select brand or having a subtotal above a certain minimum will entitle the shopper to free shipping and delivery. These promos should be indicated on the retailers' websites.
Avoid peak shopping hours
Generally speaking, most people do their online grocery shopping in the middle of the day; that is, after lunch and through the afternoon. Delivery prices rise during these peak hours, so it may be good practice to shop for your groceries in the morning or night when delivery fees aren't so high.
Source
READ MORE
For decades, the classic rule of thumb for housing has been simple: spend no more than 30% of your income on rent or a mortgage. But for many Gen Z renters, the rule feels almost laughable. In cities across North America, rent has climbed far faster than wages, and entry-level salaries often collide with record-high housing prices, student loan payments, and rising living costs. The result is that millions of young adults are spending far more than 30% of their income just to keep a roof over their heads.
It's never a bad thing to pay off your credit card debt, but if your credit score gets lowered, it can seem very unfair.
Closing a credit card can feel like a clean break, until your credit score updates and suddenly looks worse. That dip is common, and it can show up as soon as the account closure is reported to the credit bureaus and the scoring model recalculates. The good news is that most of the “damage” is not permanent, but the timeline depends on what exactly changed on your credit report.
Moving in together can feel like the ultimate “we’re a team” milestone, until the first real financial decision lands on the table. For a lot of couples, that moment is the question of whether to combine everything or keep money separate. Experts generally say there is no single “right” setup, but there are clear best practices that lower stress and conflict.
It feels like a punchline, but it is a real banking outcome. A small purchase can trigger a much bigger overdraft fee if your account dips below zero at the wrong time. The big question is not whether it is fair. It is whether it is allowed.
You expect a few bumps when your child starts applying for financial aid, but being denied a student loan because they already have bad credit is not one of them. Then the truth comes out: someone opened credit cards using your child’s Social Security number years ago. Even worse, the person responsible might be your ex-spouse.
Disclaimer
The information on MoneyMade.com is intended to support financial literacy and should not be considered tax or legal advice. It is not meant to serve as a forecast, research report, or investment recommendation, nor should it be taken as an offer or solicitation to buy or sell any securities or adopt any particular investment strategy. All financial, tax, and legal decisions should be made with the help of a qualified professional. We do not guarantee the accuracy, timeliness, or outcomes associated with the use of this content.
Dear reader,
It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.
Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!
Warmest regards,
The Moneymade team
