July 7, 2023 | Eul Basa

How To Purchase The Perfect Wedding Ring


The day has finally come—you've determined, beyond any doubt, that she's the girl you want to marry and you're ready to take it to the next level. Nothing about the process is going to be simple, though—from picking out a ring to the actual proposal itself, the experience will involve some stress and nerve-wracking emotions. Thankfully for you, we're here to help make at least the first part easier for you.

You want the moment to be as special as possible. You want her to be overcome with emotion when you ask her, "Will you marry me?" You want to see her face completely light up when she sees the ring you picked out for her. If you need help getting the perfect ring, follow the five steps listed below—you'll find that the whole experience doesn't have to be a wearisome slump through endless options:

Don't forget to check the comment section below the article for more interesting stories!

#1 Know your diamonds

The diamond is arguably the most important part of the engagement ring. It's also the most expensive part of it. Because there are so many varieties, you really should do some research before you step into a jewelry store and make a decision. What cut would you like the diamond to be? How about the clarity, the color, or the carat?

If you're completely lost, the best thing you could do is seek the advice of an expert jeweler. A jeweler can help explain each of those characteristics to you so that you can narrow down which one is more in line with your partner's preferences. Just make sure to stay within budget—you don't want to buy a ring that's so expensive you go into debt... You're going to have so many other expenses to worry about down the road, should the proposal work out.

Related imageABC

#2 Pick the right metal

Just like diamonds, the metal for the ring comes in a lot of options. Metal bands come in different types, colors, durabilities, malleabilities, and rarities, and each of those properties can affect the overall price of the engagement ring. The most important thing to consider when thinking about the metal is: which one would best complement the diamond you chose?

Most people go for the standard gold or platinum, but there are other options you can choose from if you want to be a bit more unique. There's white gold, yellow gold, rose gold, silver, tungsten carbide, cobalt, tantalum, and so much more. Each metal will impart a different feel and look to the ring, so it's important to be knowledgeable of those metals before you make a final decision.

silver-colored, bridal, ring, set, glass surface, Wedding Rings, Lgbt, Marriage, Marriage, Ring | PiqselsPiqsels

Advertisement

#3 Get her size

This part might be tricky—you need to figure out the size of her ring finger. The measurement you get needs to be fairly precise too because you want it to fit perfectly and comfortable when the time comes for her to put it on. You don't want it too small that she struggles to take it off, and you don't want it too large that it becomes too loose for her finger.

You might have to "borrow" one of her rings so that you can get a good match on the size, or ask her close friends and relatives if they know. Many jewelers provide a helpful sizing tool so that when you do shop for the ring, you can get a visual idea of how big the ring will be when it's made. Also, don't stress too much about this because you can always get the ring resized later on. Plus, most jewelers do it for free.

Image result for engagement ring couple handsThomas A. Davis

#4 Understand her style

You've likely been with your partner long enough to know her tastes. You might not know things specific to her jewelry preferences but you should already know some clues that can help you make decisions. Does she wear a lot of flashy jewelry? How big are the rocks on her other rings? What's her favorite metallic color? These little things can help you figure out your partner's preferred ring style.

The ring has to match her style. Though you're the one picking out the ring, she's the one who's going to be wearing it. You need to make decisions based on what you know of your partner. In a way, picking out an engagement ring is a true test of how well you actually know your partner. Don't be afraid to dig around and ask questions—just don't be too obvious about it.

Related imageAngelic Diamonds

#5 Insure it, to be safe

Buying an engagement ring is both a huge emotional and financial investment. That being said, it's always good to have your ring insured. Companies like Jewelers Mutual can offer you insurance that isn't tied to your homeowners' insurance. The insurance can protect you in case the ring is lost or damaged. For around $50 a year, that's not a bad deal.

Image result for buying ringAaland Diamond


READ MORE

The Cash-Only Approach: 12 Purchases Worth Every Penny

Explore the financial wisdom of using cash in a digital age. Dive into twelve scenarios where paying with tangible money offers benefits that cards simply can't match, from supporting local businesses to securing better deals.
October 31, 2023 Allison Robertson
amazon_internal

Amazon Is Under Fire After Federal Investigators Discover Unsafe Conditions At Warehouses

This month, Amazon was served a major safety citation after federal investigators found multiple of its warehouses operating under unsafe work conditions.
January 31, 2023 Eul Basa
moneyinternal

How To Find Cheap Dental Implants

A perfect smile doesn't have to be expensive. Find out how to get affordable dental implants near you with these simple tips.
January 31, 2023 Eul Basa
Internalfb Image

Collectors Items That Now Aren't Worth Beans

Once-valuable treasures can lose their shine as trends fade. There are so many "vintage" items that now serve as relics. Check out how once-prized collectibles became surprisingly worthless, and let us know if you agree.
January 31, 2025 Alex Summers
Elderly couple

Saving Money During Retirement

Discover 20+ ways to save extra money during retirement. From downsizing to meal planning, find out how you can both save money and make money once you've officially left the working world.
January 30, 2024 Sammy Tran
usdollar_internal

A Falling Dollar Could Mean High Prices For Longer

The U.S. dollar is on the decline after it had already experienced a whopping 8% drop last quarter, which was its worst three-month slump in 12 years.
May 30, 2023 Eul Basa



Dear reader,


It’s true what they say: money makes the world go round. In order to succeed in this life, you need to have a good grasp of key financial concepts. That’s where Moneymade comes in. Our mission is to provide you with the best financial advice and information to help you navigate this ever-changing world. Sometimes, generating wealth just requires common sense. Don’t max out your credit card if you can’t afford the interest payments. Don’t overspend on Christmas shopping. When ordering gifts on Amazon, make sure you factor in taxes and shipping costs. If you need a new car, consider a model that’s easy to repair instead of an expensive BMW or Mercedes. Sometimes you dream vacation to Hawaii or the Bahamas just isn’t in the budget, but there may be more affordable all-inclusive hotels if you know where to look.


Looking for a new home? Make sure you get a mortgage rate that works for you. That means understanding the difference between fixed and variable interest rates. Whether you’re looking to learn how to make money, save money, or invest your money, our well-researched and insightful content will set you on the path to financial success. Passionate about mortgage rates, real estate, investing, saving, or anything money-related? Looking to learn how to generate wealth? Improve your life today with Moneymade. If you have any feedback for the MoneyMade team, please reach out to [email protected]. Thanks for your help!


Warmest regards,

The Moneymade team