Peter Kinney articles

a retiree

The 4% Rule Just Got A Major Upgrade And Your Retirement Will Thank You

Retirement planning has undergone a serious upgrade recently. That famous 4% withdrawal rule everyone swears by? It's officially outdated. The new safe number is 4.7%, and it changes everything.
September 18, 2025 Peter Kinney
Dewey Defeats Truman

Historic Newspapers That Are Worth An Absolute Fortune

Old newspapers once cost mere cents, and today some of their front pages are worth thousands for the power they hold. Collectors are actively chasing headlines that informed the people about wars ending or tragedies unfolding.
September 17, 2025 Peter Kinney

My lender sold my loan to another company and misreported my payments. The new lender is charging me a pile of late fees because of it. What now?

Your loan was sold to another company, and your payments got misreported in the hand-over. Now the new lender is adding on incorrect late fees. We look at options to help fix the problem.
September 12, 2025 Peter Kinney

The Difference Between Chapter 7 Bankruptcy And Chapter 13: What You Need To Know

Knowing the distinctions between Chapter 7 and Chapter 13 bankruptcy will allow you to make an informed, life-changing financial decision.
September 11, 2025 Peter Kinney

My uncle faked a family emergency to get a loan from me, and I found out he used the money to go to Vegas. What now?

Discovering that your relative faked a crisis to borrow money is more than disappointing; it can leave you feeling angry, manipulated, and unsure whether you can ever trust them again. The betrayal cuts deeply because it was rooted in a deliberate lie, not just a simple financial misunderstanding. But where do you go from here?
September 8, 2025 Peter Kinney
Las vegas

Every American State Ranked By Work Ethic, According To Data

Work varies depending on where you live, influenced by both direct and indirect factors. The ranking is based on the total score, with states ordered from the hardest-working to the least hard-working. (WalletHub, Aug 25, 2025)
September 5, 2025 Peter Kinney

Everyday Items At Five Below That Exceed All Expectations

Some products surprise by delivering more than their price suggests, and Five Below is filled with such treasures. Shoppers often stumble upon items that outperform expectations, which proves that budget buys can still feel premium.
September 5, 2025 Peter Kinney
coin

The End Of The American Penny And What It Means For Your Loose Change

The End Of The American Penny And What It Means For Your Loose Change
September 5, 2025 Peter Kinney

My boss told me I'd only get promoted if I went on a weekend retreat with just him. How do I handle this?

It starts as a conversation you never imagined having—your future dangled on a string tied to something that feels off. The pit in your stomach tells you this isn’t just awkward; it’s serious. Power, trust, and ambition all clash here, raising one urgent question: how do you protect yourself?
September 2, 2025 Peter Kinney