Peter Kinney articles

Woman concerned about pay app

I was tricked into sending money through an app, but my bank won’t dispute the charge because I authorized it. Is there any way to get my money back?

You didn’t get hacked. You didn’t have your card stolen. You sent the money yourself, because someone convinced you to. Now the bank says the charge was authorized, so there’s nothing they can do. Unfortunately, this is one of the hardest types of fraud to reverse, but “hard” doesn’t mean “impossible”.
February 26, 2026 Peter Kinney
Woman concerned about pay app

I was tricked into sending money through an app, but my bank won’t dispute the charge because I “authorized” it. Is there any way to get my money back?

You didn’t get hacked. You didn’t have your card stolen. You sent the money yourself, because someone convinced you to. Now the bank says the charge was authorized, so there’s nothing they can do. Unfortunately, this is one of the hardest types of fraud to reverse, but “hard” doesn’t mean “impossible”.
February 25, 2026 Peter Kinney

We just sold our house but our realtor let the buyer’s contractors into our house to start renovations a week before closing. What do we do?

Even if your home is sold, you are still legally the owner until the final closing date.
February 23, 2026 Peter Kinney
Two men, an American and a European, talking at an outdoor cafe

Everyday American Spending Habits That Will Make People From Other Countries Look At You Like You're Crazy

Credit cards, long car loans, medical debt, and overdraft fees. Sounds normal to an American, but see how these money habits compare to stricter financial norms in other countries.
February 20, 2026 Peter Kinney
Retiree thinking about downsizing

I own my home and plan to stay, but my children think I should downsize to cover retirement costs. Which plan is best?

Owning your home outright feels like winning the retirement game: there's no rent, no mortgage, and stability you worked decades for. That is, until your kids start asking uncomfortable questions about property taxes, maintenance, healthcare costs, and whether staying put is really “the smartest move.”
February 16, 2026 Peter Kinney
Cars parked

My brother and I inherited Mom’s house. I want to rent the house out, but my brother lives there, refuses to move, and can’t buy me out. What now?

Siblings who jointly inherit the family home don't always see eye to eye on what should be done.
February 9, 2026 Peter Kinney
Senior woman concerned about her retirement

I planned to retire this year but rising costs have made me question whether my savings will last. How do I know if it’s really safe to retire now?

You had a date in mind but then inflation, higher grocery bills, rising insurance premiums, and the general cost of existing hit your budget like a surprise subscription you never signed up for. If you’re suddenly wondering whether it’s still safe to retire, you’re not being dramatic; you’re being smart. Here's how to know if your retirement plan can handle real life, including rising costs and unexpected expenses.
February 3, 2026 Peter Kinney

My property taxes doubled this year and I can’t cover the increase. What are my options?

Your mortgage didn’t change, your income didn’t double, but somehow your property taxes just exploded. If you’re staring at a tax bill you genuinely can’t afford, you’re not alone and you’re not out of options.
February 2, 2026 Peter Kinney

A leak of PIN numbers showed that a surprising amount of people are using the same PIN.

When too many people use the same simple PIN number to access ATMs, it makes a bigger potential target for cybercrime.
February 2, 2026 Peter Kinney