Peter Kinney articles

Saving money doesn’t have to feel like punishment, and Buffett proves it. His everyday habits show how small, practical decisions can protect your comfort instead of cutting it. This is about spending smarter, not living smaller.

You’re cruising toward the end of your lease, feeling pretty good… until you check the odometer and your contract. You’re thousands of miles over the limit, and those little extra miles are about to cost real money. Do you pay the mileage fees and turn it in, or buy out the car and keep it? The good news is that you actually have more control here than it feels like.

For a lot of Americans, retiring in Mexico isn’t just a fantasy, it’s a financial strategy that actually makes sense. But before you pack your bags, the big question looms: How much do you really need saved to live comfortably in Mexico at 62? The good news is that the answer is often lower than you’d expect, but it still requires planning.

Starting a small business feels exciting until reality rear-ends you at a stoplight. You’ve got the leash clips, the loyal clients, the dream van that smells like treats and upholstery cleaner. Then one crash later, your van’s totaled, and you realize you forgot one thing: insurance. Here’s what happens next—and how to fix it before it buries your business.

What makes a college town go from charming to downright frustrating? Across the country, students are running into places where the vibe feels off and daily life creates more headaches than memories.

When crypto prices soared to record highs, many saw it as the golden ticket to wealth. Online forums overflowed with overnight success stories, and social media made every token look like the next big thing. Then the crash came, and it left people staring at debts far larger than their screens. Now, a curious question lingers: if someone willingly bought in and lost everything, could they hold themselves legally accountable? Here’s a closer look at how the law views self-inflicted financial disasters.

The success story of Crocs footwear comes from a simple manufacturing process and a smart marketing strategy.

Work shouldn’t make your shoulders tense the moment you see a hug coming from ten feet away. Yet many employees deal with that exact moment—your boss strides in with open arms, you’ve already asked him to stop, but he goes in anyway. Then HR brushes it off with a casual “He’s just old school,” which leaves you stuck between discomfort and a paycheck. If this feels uncomfortably familiar, the next steps matter. Keep reading, because the right response protects your space, your autonomy, and your career without pushing you into a showdown you didn’t ask for.

You never thought doing the right thing could put your career on the line. One moment, you catch your boss quietly slipping a few bills from the petty cash drawer. Next, you’re the one being accused of the theft you witnessed. Your stomach drops. The room spins. Suddenly, the truth doesn’t matter—only the story he’s spinning does. It’s unfair. It’s terrifying. And it feels like there’s no way out. But there is. You can protect yourself, and you can do it smartly. Here’s how to fight back when the person in charge turns the tables on you.