Penelope Singh articles

My son graduated with a computer science degree six months ago, but he hasn’t got a job in the industry yet. What happened to the tech job market?

When your son graduated with a computer science degree, he thought it would be a ticket to stable tech employment. But the tech job market has shrunk; here's what he can do to respond.
October 21, 2025 Penelope Singh

I’m 60 and my plan is to Airbnb my house forever. Is that a real retirement plan?

For many people in their 60s, the idea of turning a home into an Airbnb seems like a smart way to create steady income. But as appealing as this sounds, it’s not as simple as snapping a few photos and waiting for guests to roll in. If you’re considering using Airbnb or short-term rentals to fund your retirement, there are a few big questions to ask and plenty of things to know before you dive in.
October 20, 2025 Penelope Singh
Retirement Budgeting

I have $900K saved, but no healthcare plan after retirement. How do I budget for that?

You’ve worked hard, saved smart, and now you’re sitting on a solid nest egg. But as the retirement horizon comes into focus, one big, uncomfortable question keeps popping up: What about healthcare?
October 20, 2025 Penelope Singh

I'm 65 and my husband wants to buy a timeshare. Is this how we end up broke?

Retirement is supposed to be a time to relax, travel a little, and finally spend your days without alarm clocks or endless meetings. But then your spouse casually drops the bomb: “Honey, what if we buy a timeshare?” So, is this how you go broke?
October 10, 2025 Penelope Singh

Strategies and Tips on Budgeting for the Holidays Without Credit Card Debt

The holiday season brings joy but it can also be very stressful financially. Creating a clear game plan for your spending can enable you to enjoy the holidays without overspending or accumulating new debt.
October 10, 2025 Penelope Singh

My dad refuses to set up a will or trust, claiming that since I'm the only heir, everything will automatically go to me anyway. Now what?

Your dad’s lack of a will could complicate your life after he passes. Without a will or trust, state law decides how his assets will be handled.
October 6, 2025 Penelope Singh

I thought my income from alimony would adjust with inflation, but the fixed payment has left me falling behind as prices keep going up. What now?

Your monthly alimony payments are fixed while inflation keeps rising. We look at how to keep up, whether you can adjust your alimony, or allternatively, find a more lasting solution.
September 30, 2025 Penelope Singh

My mom has early Alzheimer’s and made reckless purchases, but when I asked the bank to cancel her account and credit cards, they refused. What now?

Your mom has been diagnosed with Alzheimer’s and it’s affecting her judgment, but the bank can't cancel her accounts without some key legal steps. Here are the steps you can take to protect her assets.
September 23, 2025 Penelope Singh

I co-signed my brother’s car loan before he vanished in the Alaskan wilderness. He’s listed as a missing person and creditors are after me. What now?

You co-signed your brother’s car loan, but he's now a missing person and creditors are pursuing you. We look at options for managing this difficult situation.
September 12, 2025 Penelope Singh