Jesse Singer articles

Woman holding credit card

Don’t Close That Old Credit Card—Even If You Never Use It

Cleaning up your finances feels productive. You pay off a credit card, stop using it, and decide it’s time to close it. Logical, right? Not always. That old card you never touch could quietly be helping you more than you realize.
February 25, 2026 Jesse Singer
Concerned woman at the bank

I was told to deposit my cash in smaller amounts to avoid the $10,000 rule. Now I'm really worried—did I just make things worse?

You had cash. Maybe from selling a car, side work, or just years of saving. Someone told you, “Don’t deposit more than $10,000 at once or the bank will report you.” So you split it up. Now you’re wondering: did trying to avoid trouble actually create it? And the honest answer is, yes...maybe.
February 24, 2026 Jesse Singer
Elon Musk

If every billionaire gave back just 5% of their wealth each year, could we end poverty in America?

There are fewer than a thousand people in America who control an almost unimaginable amount of wealth. What if each of them gave up just a tiny slice of it every year? Actually, not even a slice—a sliver of that massive wealth. Would that be enough to wipe out poverty entirely?
February 23, 2026 Jesse Singer
Worried woman holding apartment keys

I finally broke up with my boyfriend, but my landlord refuses to remove me from our lease. Now I can’t rent anywhere else. Is that legal? What do I do?

I broke up with my boyfriend. I want out. But both our names are on the lease. My landlord won’t remove me—and now I can’t get approved elsewhere because I’m “already on a lease.” Am I financially trapped? Here’s what’s actually happening—and what you can realistically do.
February 20, 2026 Jesse Singer
Woman tap card to pay at store

When Stores Prefer You Tap Over Swiping, It’s To Protect Themselves

It happens almost everywhere now. Before you even reach for the card reader, they’re already suggesting tap. It sounds like a small convenience—but it isn’t random. Behind that tiny wave symbol is a quiet shift in how stores manage risk, speed, and money. And most customers have no idea it’s happening.
February 17, 2026 Jesse Singer
Cashier and $2 bill

The $2 Bill Is Legal Currency—But Using It Still Makes Cashiers Nervous

Hand a cashier a $2 bill and watch what happens. There’s often a pause. A second look. Sometimes even a manager gets called over. So why does this little bill instantly make checkout awkward?
February 16, 2026 Jesse Singer

22 Rare Vinyl Records Worth Big Money

Vinyl records have been making a comeback over the last few years, but we aren't here to talk about the latest LP in our collection. Rather we want to point out the ones that—should you find them in your collection—well, they could be worth some big bucks.
February 13, 2026 Jesse Singer
Woman Concerned in the office hallway

We got a new boss, and he immediately cut therapy coverage from our health insurance and got rid of mental health days. Is that even legal in 2026?

Mental health benefits were supposed to be the bare minimum by now. Right? Therapy coverage. Time off to reset. These are things companies have been bragging about offering for years now. So is it even legal, in this day and age, to get rid of them altogether?
February 11, 2026 Jesse Singer
Man stressed over bills

My parents died suddenly with huge credit card debt. Debt collectors are coming after me, and I’m panicking because I can’t afford it. What do I do?

Losing a parent is one of life’s most disorienting experiences. When that loss is followed by phone calls or letters demanding money you never borrowed, grief can quickly turn into panic. The emotional timing alone can make it hard to think clearly or push back
February 10, 2026 Jesse Singer