Jack Hawkins articles

My Mom said that the IRS will start taxing her 401k income as she's just turned 50. Is that really true?

Worried that turning 50 means the IRS will start taxing your 401(k)? Learn the real rules about 401(k) taxes, early withdrawal penalties, catch-up contributions, and when retirement income is actually taxed.
February 26, 2026 Jack Hawkins

I make $150,000 and had no idea about the "safe harbor" rule. Will I owe the IRS most of my salary?

Making $150,000 and worried you’ll owe the IRS everything because you missed the “safe harbor” rule? Here’s what high earners need to know about underpayment penalties, estimated taxes, and how to fix mistakes fast.
February 26, 2026 Jack Hawkins
Woman using mobile phone

My wife and I divorced last year. I found out from my accountant that she filed our taxes jointly this year. What can I do?

Divorced but your ex filed taxes jointly without your consent? Learn what your rights are, how to fix an unauthorized joint tax return, and when to apply for Innocent Spouse Relief.
February 26, 2026 Jack Hawkins
Savings Account

My wife thinks we should adopt the "$27.40 rule" to save more money—I've never heard of it. Does it work?

My wife wants us to adopt the $27.40 rule to save more money—but does it actually work? Learn how this simple compound interest strategy reframes everyday spending, reduces impulse purchases, and can quietly grow your long-term wealth.
February 25, 2026 Jack Hawkins
Woman talking with a friend

My ex-husband made me take money out of my retirement to invest in stocks. I just found out about the repayment rule. Am I ever going to retire?

She withdrew retirement savings at her ex-husband’s urging and missed the 60-day repayment rule. Now she fears she’ll never retire. Here’s what the rules mean, the real damage done, and how to rebuild your nest egg with smart, practical steps.
February 25, 2026 Jack Hawkins

My husband of 10 years has suddenly blocked access to our joint bank accounts. Why can't I see our money and what can I do next?

My husband blocked access to our joint bank accounts after 10 years of marriage. What are my rights, and what steps should I take next? A practical, engaging guide to protecting your money and your future.
February 20, 2026 Jack Hawkins

I checked my taxes, and my boss put my salary as less than I made last year, when my pay remained the same. Why would he do that?

Think your boss underreported your salary on your taxes? Before you panic, this in-depth, easy-to-follow guide breaks down the most common reasons your W-2 income might appear lower than last year—even if your pay stayed the same. From 401(k) contributions and health insurance deductions to bonuses, payroll timing, and potential errors, we explain what really affects your taxable wages and what steps to take if something looks off.
February 20, 2026 Jack Hawkins

I'm about to renew my lease, but my landlord is suddenly demanding that I pay my rent in an envelope of cash. Is that legal?

Can a landlord legally require rent in cash when renewing your lease? Learn your tenant rights, the risks of cash-only payments, and how to protect yourself before agreeing to new lease terms.
February 20, 2026 Jack Hawkins

Financial Advice From Boomers That Doesn't Hold Up In These Tough Times

Is Boomer money advice still relevant in today’s economy? In this eye-opening and engaging article, we break down the old-school financial tips that simply don’t hold up anymore—from “just walk in and ask for a job” to “buy the biggest house you can afford.”
February 19, 2026 Jack Hawkins