Jack Hawkins articles

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I deposited a check, but my bank held the money for 9 days, past when rent was due. Can they really do that?

Your bank held your deposited check for nine days and rent was due. Learn when long check holds are legal, why banks delay funds, what Regulation CC says, and what to do next.
May 21, 2026 Jack Hawkins

I hit my daily withdrawal limit and couldn’t access my own money when I really needed it. Is there anything I can do?

Hit your daily ATM or debit withdrawal limit at the worst possible time? Here’s what you can do right now, how to raise your limit, and smart ways to avoid getting locked out of your own money again.
May 21, 2026 Jack Hawkins

I tried to split a bill, but the waiter said their system "wouldn’t allow it." Is that really a thing?

Can a restaurant really refuse to split a bill because the system will not allow it? Here is why split checks can be complicated, what servers mean, and how to handle group dining without awkward money drama.
May 21, 2026 Jack Hawkins

Finance Rules That Older Baby Boomers Follow That Most Younger Boomers Don't—Are You Following These Rules?

Older Baby Boomers grew up with classic money rules that shaped how they saved, spent, borrowed, and retired. Here are some practical finance habits many older Boomers still follow—and why younger Boomers may want to revisit them.
May 20, 2026 Jack Hawkins

I went out for a meal and only had cash. The restaurant said they could take it—but they couldn't give me change. Is that even legal?

A restaurant accepted your cash but said it could not give change. Is that legal? Here’s what “legal tender” really means, when businesses can refuse cash, and what customers can do.
May 20, 2026 Jack Hawkins

Finance Rules That Younger Baby Boomers Follow That Most Older Boomers Don't—Are You Following These Rules?

Explore the money rules younger Baby Boomers often follow that older Boomers may not, from digital banking and flexible retirement to smarter debt, downsizing, and spending with purpose.
May 20, 2026 Jack Hawkins
Old man looking sad, leaning his head on his hand.

I applied for Social Security, but my payment was far lower than expected. Is that common?

Applied for Social Security and got a smaller payment than expected? Here are the most common reasons your benefit may be lower, from early filing and Medicare deductions to taxes, work limits, and earnings record errors.
May 20, 2026 Jack Hawkins

I recently received a huge promotion from work, but I'll have to move states to take it. My girlfriend says she'll leave me if I do. What should I do?

A reader gets a dream promotion that requires moving states, but his girlfriend threatens to leave if he takes it. Here’s how to weigh love, career growth, money, and the future without making a panic decision.
May 20, 2026 Jack Hawkins

When dad was 60, I bought him a Ferrari: his dream car. I found out that he's leaving the car to my sister in his will. What can I do?

A reader bought his dad a dream Ferrari, only to learn it may be left to his sister in the will. Here’s how to handle the hurt, the money, the family drama, and the next conversation with grace.
May 8, 2026 Jack Hawkins